Scotia TranXactTM APIs

Built for your business

Shape the future of your business with the help of our APIs.

Our suite of APIs enables you to embed payment functionality into your own applications to create digital native experiences. 

Use our APIs to: 

  • Simplify experiences for payables, receivables, cash management, and accounting activities 
  • Drive efficiencies by streamlining business processes and increasing automation 
  • Build your own payment innovations 
real time payment

Real-time Payments


Send faster, data rich payments with INTERAC e-Transfer* for Business

request payment



Collect payments seamlessly with INTERAC e-Transfer* for Business.

eft payment

EFT Payments


Create and submit EFT payments using this API service.

account validation

Account Validation


Confirm account numbers to reduce exceptions and increase accuracy.

account balance and transaction

Account Balance & Transactions


Obtain account balances and statements for efficient reconcilliation.    

payment track and trace

Payment Track & Trace


Retrieve status and details of domestic and international wire payment.

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